Insurance, advised the way you'd want a broker to.
Every insurance line, personal and business.
Edler-Geist works the full range of German insurance: every personal line, every business line, and the cross-sector advice that ties them together. We're a broker, not a tied agent, which means we're not channeling you toward one carrier's products. We work across every insurer in Germany that accepts brokerage, and we recommend what fits your situation, not what fits a sales target.
Because we hold both insurance and real estate licenses, the coverage advice never sits separate from the property and financing picture. That's not a service add-on. It's how every recommendation gets built.
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What you get from a real broker.
Insurance is one of the easiest places in Germany to be quietly under-served. Independent advice and ongoing support are how we fix that.
Independent across every carrier
We're a licensed broker, which means we represent you, not the insurer. We work with every German carrier that accepts brokerage, compare what's actually on the market for your situation, and recommend on the basis of fit rather than commission structure. That independence is the whole reason a broker exists, and it's what most people don't realize they're missing when they buy through a tied agent.
Personal and business, full scope
Income protection, health, life, liability, household, accident, the protection-of-people-and-things lines on the personal side. Property, business liability, commercial, employer obligations, the operational lines on the business side. There aren't separate brokers for the two halves of your life at Edler-Geist. The same advisor sees both.
We stay in it with you
Insurance in Germany comes with paperwork, and the paperwork comes in German. For international clients that's a real friction, and for everyone it's a place where small mistakes turn into uncovered claims. We don't hand you a policy and disappear. Renewals, claims, life changes that shift what you need, that's all in the relationship, not extra.
Coverage that fits everything else you have.
Most insurance in Germany is sold one policy at a time, by someone whose only view is the policy in front of them. A new apartment gets a household contents quote, but no one checks whether your liability still makes sense. A mortgage closes and no one looks at whether your income protection covers what you've just taken on. Each piece gets sold, none of them get fitted.
Edler-Geist holds both insurance and real estate licenses, so the coverage is always advised against the bigger picture, what you own, what you owe, what protects what. The policies fit each other and they fit the rest of your situation. It's the same conversation, with the same picture in front of everyone.